2026 Relocation & Cost Arbitrage Engine

Relocation: Wildwood Metro, FL to New York-Newark, NY-NJ

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Wildwood-The Villages, FL to New York-Newark-Jersey City, NY-NJ.

Popular Corridors:
Equivalent Salary
$180,300
To maintain parity
Cost of Living Delta
+80.3%
Overall expenditure basket
Annual Tax Delta
-$8,301
State + local taxes
Annual 1BR Rent Delta
+$19,080
HUD Fair Market Rents
Net Annual Buffer
-$27,381/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Wildwood-The Villages, FL

COL 100.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$13,668
Discretionary Cash Flow $65,512
Target Market
Destination Location

New York-Newark-Jersey City, NY-NJ

COL 181.0
Gross Parity Income $180,300
Federal Income Tax -$32,006
FICA (SS & Medicare) -$13,793
State Income Tax -$10,166
Local / City Tax -$6,554
Net Annual Take-Home $117,782
HUD 1BR Fair Market Rent -$32,748
Discretionary Cash Flow $85,034

EPI family budgets put living costs 80.3% higher in New York-Newark-Jersey City, NY-NJ than in Wildwood-The Villages, FL, so $100,000 in Wildwood goes about as far as $180,300 in New York. HUD's one-bedroom Fair Market Rent is $1,139 a month in Wildwood and $2,729 in New York, $19,080 a year more. On the same $100,000 salary a single filer pays $8,301 more a year in federal, state and local income tax and FICA in New York. Taxes and one-bedroom rent together leave you about $27,381 a year worse off. The BLS median wage across all occupations is $45,830 in Wildwood and $61,430 in New York.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Wildwood-The Villages (Monthly) New York-Newark-Jersey City (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,139$2,729+$1,590+139.6%
Food & Groceries$385$426+$41+10.6%
Transportation$904$693-$211-23.3%
Healthcare$482$748+$266+55.2%
Other Necessities$442$879+$437+98.9%
Total Taxes (Federal, State, Local, FICA)$1,735$2,427+$692+39.9%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$1,590/mo (139.6%)
Wildwood-The Villages: $1,139/mo New York-Newark-Jersey City: $2,729/mo
2-Bedroom Fair Market Rent +$1,647/mo (124.4%)
Wildwood-The Villages: $1,324/mo New York-Newark-Jersey City: $2,971/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$17.83/hr (80.3%)
Wildwood-The Villages: $22.20/hr New York-Newark-Jersey City: $40.03/hr
2 Adults + 1 Child (per earner) +$13.03/hr (61.6%)
Wildwood-The Villages: $21.16/hr New York-Newark-Jersey City: $34.19/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Wildwood-The Villages Median New York-Newark-Jersey City Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$77,110$119,720+$42,610 (+55.3%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$97,360$157,000+$59,640 (+61.3%)View Dossier
Software EngineerTechnologyTechnology$128,560$166,830+$38,270 (+29.8%)View Dossier
Accountant & AuditorFinanceFinance$77,300$105,650+$28,350 (+36.7%)View Dossier
Financial ManagerFinanceFinance$149,880$221,010+$71,130 (+47.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$92,370$126,660+$34,290 (+37.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$99,300$124,390+$25,090 (+25.3%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$161,820$215,300+$53,480 (+33.0%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$147,180$192,840+$45,660 (+31.0%)View Dossier
Financial AnalystFinanceFinance$91,500$128,930+$37,430 (+40.9%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$125,340$215,150+$89,810 (+71.7%)View Dossier
ElectricianSkilled TradesSkilled Trades$52,960$79,020+$26,060 (+49.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Wildwood-The Villages, FL to New York-Newark-Jersey City, NY-NJ Relocation FAQs

About $180,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (100.4 in Wildwood-The Villages, FL, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Wildwood-The Villages, FL to New York-Newark-Jersey City, NY-NJ: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: New York-Newark-Jersey City, NY-NJ to Wildwood-The Villages, FL
Relocation: Wildwood Metro, FL to New York-Newark, NY-NJ Overview

Wildwood-The Villages, FL to New York-Newark-Jersey City, NY-NJ: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Wildwood Metro, FL to New York-Newark, NY-NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in New York-Newark-Jersey City, NY-NJ to match $100,000 in Wildwood-The Villages, FL?

About $180,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (100.4 in Wildwood-The Villages, FL, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Is New York-Newark-Jersey City, NY-NJ cheaper than Wildwood-The Villages, FL?

EPI's family budgets for a single adult put overall living costs 80.3% higher in New York-Newark-Jersey City, NY-NJ than in Wildwood-The Villages, FL. The budgets cover housing, food, transportation, health care and other necessities.