2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock, TX to Homosassa Springs, FL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Homosassa Springs, FL.

Popular Corridors:
Equivalent Salary
$79,100
To maintain parity
Cost of Living Delta
-20.9%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
-$6,504
HUD Fair Market Rents
Net Annual Buffer
+$6,504/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Homosassa Springs, FL

COL 99.3
Gross Parity Income $79,100
Federal Income Tax -$8,572
FICA (SS & Medicare) -$6,051
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $64,477
HUD 1BR Fair Market Rent -$11,856
Discretionary Cash Flow $52,621

EPI family budgets put living costs 20.9% lower in Homosassa Springs, FL than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $79,100 in Homosassa Springs. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $988 in Homosassa Springs, $6,504 a year less. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $6,504 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $41,360 in Homosassa Springs.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Homosassa Springs (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$988-$542-35.4%
Food & Groceries$334$362+$28+8.4%
Transportation$1,062$991-$71-6.7%
Healthcare$467$514+$47+10.1%
Other Necessities$585$406-$179-30.6%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$542/mo (-35.4%)
Austin-Round Rock-San Marcos: $1,530/mo Homosassa Springs: $988/mo
2-Bedroom Fair Market Rent -$623/mo (-34.3%)
Austin-Round Rock-San Marcos: $1,817/mo Homosassa Springs: $1,194/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.80/hr (-20.9%)
Austin-Round Rock-San Marcos: $27.77/hr Homosassa Springs: $21.97/hr
2 Adults + 1 Child (per earner) -$4.49/hr (-18.9%)
Austin-Round Rock-San Marcos: $23.78/hr Homosassa Springs: $19.29/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Homosassa Springs Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$76,610-$41,240 (-35.0%)View Dossier
Software EngineerTechnologyTechnology$134,120$124,540-$9,580 (-7.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$78,080-$19,810 (-20.2%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$94,200-$8,190 (-8.0%)View Dossier
Accountant & AuditorFinanceFinance$83,120$72,600-$10,520 (-12.7%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$159,640-$17,350 (-9.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$93,610-$58,150 (-38.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$49,050-$11,340 (-18.8%)View Dossier
Financial ManagerFinanceFinance$167,180$128,540-$38,640 (-23.1%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$118,270-$46,650 (-28.3%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$76,400-$30,200 (-28.3%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$102,980$97,240-$5,740 (-5.6%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Homosassa Springs, FL Relocation FAQs

About $79,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 99.3 in Homosassa Springs, FL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Homosassa Springs, FL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Homosassa Springs, FL to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock, TX to Homosassa Springs, FL Overview

Austin-Round Rock-San Marcos, TX to Homosassa Springs, FL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Austin-Round Rock, TX to Homosassa Springs, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Homosassa Springs, FL to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $79,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 99.3 in Homosassa Springs, FL, from EPI family budgets); taxes are compared separately below.

Is Homosassa Springs, FL cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 20.9% lower in Homosassa Springs, FL than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.