2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Kahului-Wailuku, HI

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Kahului-Wailuku, HI.

Popular Corridors:
Equivalent Salary
$130,900
To maintain parity
Cost of Living Delta
+30.9%
Overall expenditure basket
Annual Tax Delta
-$5,796
State + local taxes
Annual 1BR Rent Delta
+$6,000
HUD Fair Market Rents
Net Annual Buffer
-$11,796/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Kahului-Wailuku, HI

COL 164.4
Gross Parity Income $130,900
Federal Income Tax -$20,150
FICA (SS & Medicare) -$10,014
State Income Tax -$8,145
Local / City Tax $0
Net Annual Take-Home $92,591
HUD 1BR Fair Market Rent -$24,360
Discretionary Cash Flow $68,231

EPI family budgets put living costs 30.9% higher in Kahului-Wailuku, HI than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $130,900 in Kahului. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $2,030 in Kahului, $6,000 a year more. On the same $100,000 salary a single filer pays $5,796 more a year in federal, state and local income tax and FICA in Kahului. Taxes and one-bedroom rent together leave you about $11,796 a year worse off. The BLS median wage across all occupations is $56,950 in Austin and $57,640 in Kahului.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Kahului-Wailuku (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$2,030+$500+32.7%
Food & Groceries$334$509+$175+52.4%
Transportation$1,062$1,227+$165+15.5%
Healthcare$467$463-$4-0.9%
Other Necessities$585$701+$116+19.8%
Total Taxes (Federal, State, Local, FICA)$1,735$2,218+$483+27.8%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$500/mo (32.7%)
Austin-Round Rock-San Marcos: $1,530/mo Kahului-Wailuku: $2,030/mo
2-Bedroom Fair Market Rent +$839/mo (46.2%)
Austin-Round Rock-San Marcos: $1,817/mo Kahului-Wailuku: $2,656/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$8.58/hr (30.9%)
Austin-Round Rock-San Marcos: $27.77/hr Kahului-Wailuku: $36.35/hr
2 Adults + 1 Child (per earner) +$6.63/hr (27.9%)
Austin-Round Rock-San Marcos: $23.78/hr Kahului-Wailuku: $30.41/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Kahului-Wailuku Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$108,010-$9,840 (-8.3%)View Dossier
Software EngineerTechnologyTechnology$134,120$133,870-$250 (-0.2%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$144,350+$46,460 (+47.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$79,320-$23,070 (-22.5%)View Dossier
Accountant & AuditorFinanceFinance$83,120$78,630-$4,490 (-5.4%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$150,900-$26,090 (-14.7%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$80,850-$48,620 (-37.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$128,600-$23,160 (-15.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$98,480+$38,090 (+63.1%)View Dossier
Financial ManagerFinanceFinance$167,180$128,990-$38,190 (-22.8%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$110,050-$54,870 (-33.3%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$94,760-$11,840 (-11.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Kahului-Wailuku, HI Relocation FAQs

About $130,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 164.4 in Kahului-Wailuku, HI, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Kahului-Wailuku, HI: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Kahului-Wailuku, HI to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Kahului-Wailuku, HI Overview

Austin-Round Rock-San Marcos, TX to Kahului-Wailuku, HI: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Kahului-Wailuku, HI to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $130,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 164.4 in Kahului-Wailuku, HI, from EPI family budgets); taxes are compared separately below.

Is Kahului-Wailuku, HI cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 30.9% higher in Kahului-Wailuku, HI than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.