2026 Relocation & Cost Arbitrage Engine

Relocation: Kahului-Wailuku, HI to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Kahului-Wailuku, HI to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$76,400
To maintain parity
Cost of Living Delta
-23.6%
Overall expenditure basket
Annual Tax Delta
+$5,796
State + local taxes
Annual 1BR Rent Delta
-$6,000
HUD Fair Market Rents
Net Annual Buffer
+$11,796/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Kahului-Wailuku, HI

COL 164.4
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$5,796
Local / City Tax $0
Net Annual Take-Home $73,384
HUD 1BR Fair Market Rent -$24,360
Discretionary Cash Flow $49,024
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $76,400
Federal Income Tax -$7,978
FICA (SS & Medicare) -$5,845
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $62,577
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $44,217

EPI family budgets put living costs 23.6% lower in Austin-Round Rock-San Marcos, TX than in Kahului-Wailuku, HI, so $100,000 in Kahului goes about as far as $76,400 in Austin. HUD's one-bedroom Fair Market Rent is $2,030 a month in Kahului and $1,530 in Austin, $6,000 a year less. On the same $100,000 salary a single filer pays $5,796 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $11,796 a year better off. The BLS median wage across all occupations is $57,640 in Kahului and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Kahului-Wailuku (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,030$1,530-$500-24.6%
Food & Groceries$509$334-$175-34.4%
Transportation$1,227$1,062-$165-13.4%
Healthcare$463$467+$4+0.9%
Other Necessities$701$585-$116-16.5%
Total Taxes (Federal, State, Local, FICA)$2,218$1,735-$483-21.8%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$500/mo (-24.6%)
Kahului-Wailuku: $2,030/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent -$839/mo (-31.6%)
Kahului-Wailuku: $2,656/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$8.58/hr (-23.6%)
Kahului-Wailuku: $36.35/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$6.63/hr (-21.8%)
Kahului-Wailuku: $30.41/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Kahului-Wailuku Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$108,010$117,850+$9,840 (+9.1%)View Dossier
Software EngineerTechnologyTechnology$133,870$134,120+$250 (+0.2%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$144,350$97,890-$46,460 (-32.2%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$79,320$102,390+$23,070 (+29.1%)View Dossier
Accountant & AuditorFinanceFinance$78,630$83,120+$4,490 (+5.7%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$150,900$176,990+$26,090 (+17.3%)View Dossier
Solutions ArchitectTechnologyTechnology$80,850$129,470+$48,620 (+60.1%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$128,600$151,760+$23,160 (+18.0%)View Dossier
ElectricianSkilled TradesSkilled Trades$98,480$60,390-$38,090 (-38.7%)View Dossier
Financial ManagerFinanceFinance$128,990$167,180+$38,190 (+29.6%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$110,050$164,920+$54,870 (+49.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$94,760$106,600+$11,840 (+12.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Kahului-Wailuku, HI to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $76,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (164.4 in Kahului-Wailuku, HI, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Kahului-Wailuku, HI to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Kahului-Wailuku, HI
Relocation: Kahului-Wailuku, HI to Austin-Round Rock-San Marcos, TX Overview

Kahului-Wailuku, HI to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Kahului-Wailuku, HI?

About $76,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (164.4 in Kahului-Wailuku, HI, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Kahului-Wailuku, HI?

EPI's family budgets for a single adult put overall living costs 23.6% lower in Austin-Round Rock-San Marcos, TX than in Kahului-Wailuku, HI. The budgets cover housing, food, transportation, health care and other necessities.