2026 Relocation & Cost Arbitrage Engine

Relocation: Boston-Cambridge-Newton, MA-NH to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Boston-Cambridge-Newton, MA-NH to Peoria, IL.

Popular Corridors:
Equivalent Salary
$61,200
To maintain parity
Cost of Living Delta
-38.8%
Overall expenditure basket
Annual Tax Delta
-$25
State + local taxes
Annual 1BR Rent Delta
-$18,684
HUD Fair Market Rents
Net Annual Buffer
+$18,659/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Boston-Cambridge-Newton, MA-NH

COL 162.7
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,780
Local / City Tax $0
Net Annual Take-Home $74,400
HUD 1BR Fair Market Rent -$30,216
Discretionary Cash Flow $44,184
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $61,200
Federal Income Tax -$5,164
FICA (SS & Medicare) -$4,682
State Income Tax -$2,885
Local / City Tax $0
Net Annual Take-Home $48,470
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $36,938

EPI family budgets put living costs 38.8% lower in Peoria, IL than in Boston-Cambridge-Newton, MA-NH, so $100,000 in Boston goes about as far as $61,200 in Peoria. HUD's one-bedroom Fair Market Rent is $2,518 a month in Boston and $961 in Peoria, $18,684 a year less. On the same $100,000 salary a single filer pays $25 more a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $18,659 a year better off. The BLS median wage across all occupations is $66,620 in Boston and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Boston-Cambridge-Newton (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,518$961-$1,557-61.8%
Food & Groceries$418$353-$65-15.6%
Transportation$1,080$1,052-$28-2.6%
Healthcare$413$590+$177+42.9%
Other Necessities$832$332-$500-60.1%
Total Taxes (Federal, State, Local, FICA)$2,133$2,135+$2+0.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$1,557/mo (-61.8%)
Boston-Cambridge-Newton: $2,518/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$1,796/mo (-59.7%)
Boston-Cambridge-Newton: $3,008/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$13.95/hr (-38.8%)
Boston-Cambridge-Newton: $35.97/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) -$9.52/hr (-30.3%)
Boston-Cambridge-Newton: $31.43/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Boston-Cambridge-Newton Median Peoria Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$133,800$98,290-$35,510 (-26.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$106,180$81,010-$25,170 (-23.7%)View Dossier
Software EngineerTechnologyTechnology$166,090$130,590-$35,500 (-21.4%)View Dossier
Accountant & AuditorFinanceFinance$100,150$79,540-$20,610 (-20.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$135,640$96,530-$39,110 (-28.8%)View Dossier
Financial ManagerFinanceFinance$209,780$155,840-$53,940 (-25.7%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$214,960$173,870-$41,090 (-19.1%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$114,990$123,730+$8,740 (+7.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$79,910$80,460+$550 (+0.7%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$136,760$110,510-$26,250 (-19.2%)View Dossier
Financial AnalystFinanceFinance$117,520$83,500-$34,020 (-28.9%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$213,910$155,400-$58,510 (-27.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Boston-Cambridge-Newton, MA-NH to Peoria, IL Relocation FAQs

About $61,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (162.7 in Boston-Cambridge-Newton, MA-NH, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Boston-Cambridge-Newton, MA-NH to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Boston-Cambridge-Newton, MA-NH
Relocation: Boston-Cambridge-Newton, MA-NH to Peoria, IL Overview

Boston-Cambridge-Newton, MA-NH to Peoria, IL: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Boston-Cambridge-Newton, MA-NH to Peoria, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Boston-Cambridge-Newton, MA-NH?

About $61,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (162.7 in Boston-Cambridge-Newton, MA-NH, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Boston-Cambridge-Newton, MA-NH?

EPI's family budgets for a single adult put overall living costs 38.8% lower in Peoria, IL than in Boston-Cambridge-Newton, MA-NH. The budgets cover housing, food, transportation, health care and other necessities.