2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Boston-Cambridge-Newton, MA-NH

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Boston-Cambridge-Newton, MA-NH.

Popular Corridors:
Equivalent Salary
$163,400
To maintain parity
Cost of Living Delta
+63.4%
Overall expenditure basket
Annual Tax Delta
+$25
State + local taxes
Annual 1BR Rent Delta
+$18,684
HUD Fair Market Rents
Net Annual Buffer
-$18,659/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Boston-Cambridge-Newton, MA-NH

COL 162.7
Gross Parity Income $163,400
Federal Income Tax -$27,950
FICA (SS & Medicare) -$12,500
State Income Tax -$7,950
Local / City Tax $0
Net Annual Take-Home $115,000
HUD 1BR Fair Market Rent -$30,216
Discretionary Cash Flow $84,784

EPI family budgets put living costs 63.4% higher in Boston-Cambridge-Newton, MA-NH than in Peoria, IL, so $100,000 in Peoria goes about as far as $163,400 in Boston. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $2,518 in Boston, $18,684 a year more. On the same $100,000 salary a single filer pays $25 less a year in federal, state and local income tax and FICA in Boston. Taxes and one-bedroom rent together leave you about $18,659 a year worse off. The BLS median wage across all occupations is $49,590 in Peoria and $66,620 in Boston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Boston-Cambridge-Newton (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$2,518+$1,557+162.0%
Food & Groceries$353$418+$65+18.4%
Transportation$1,052$1,080+$28+2.7%
Healthcare$590$413-$177-30.0%
Other Necessities$332$832+$500+150.6%
Total Taxes (Federal, State, Local, FICA)$2,135$2,133-$2-0.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$1,557/mo (162.0%)
Peoria: $961/mo Boston-Cambridge-Newton: $2,518/mo
2-Bedroom Fair Market Rent +$1,796/mo (148.2%)
Peoria: $1,212/mo Boston-Cambridge-Newton: $3,008/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$13.95/hr (63.4%)
Peoria: $22.02/hr Boston-Cambridge-Newton: $35.97/hr
2 Adults + 1 Child (per earner) +$9.52/hr (43.5%)
Peoria: $21.91/hr Boston-Cambridge-Newton: $31.43/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Boston-Cambridge-Newton Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,290$133,800+$35,510 (+36.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$81,010$106,180+$25,170 (+31.1%)View Dossier
Software EngineerTechnologyTechnology$130,590$166,090+$35,500 (+27.2%)View Dossier
Accountant & AuditorFinanceFinance$79,540$100,150+$20,610 (+25.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$96,530$135,640+$39,110 (+40.5%)View Dossier
Financial ManagerFinanceFinance$155,840$209,780+$53,940 (+34.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,870$214,960+$41,090 (+23.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$114,990-$8,740 (-7.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$79,910-$550 (-0.7%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$110,510$136,760+$26,250 (+23.8%)View Dossier
Financial AnalystFinanceFinance$83,500$117,520+$34,020 (+40.7%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$155,400$213,910+$58,510 (+37.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Boston-Cambridge-Newton, MA-NH Relocation FAQs

About $163,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 162.7 in Boston-Cambridge-Newton, MA-NH, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Boston-Cambridge-Newton, MA-NH: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Boston-Cambridge-Newton, MA-NH to Peoria, IL
Relocation: Peoria, IL to Boston-Cambridge-Newton, MA-NH Overview

Peoria, IL to Boston-Cambridge-Newton, MA-NH: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Peoria, IL to Boston-Cambridge-Newton, MA-NH compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Boston-Cambridge-Newton, MA-NH to match $100,000 in Peoria, IL?

About $163,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 162.7 in Boston-Cambridge-Newton, MA-NH, from EPI family budgets); taxes are compared separately below.

Is Boston-Cambridge-Newton, MA-NH cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 63.4% higher in Boston-Cambridge-Newton, MA-NH than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.