2026 Relocation & Cost Arbitrage Engine

Relocation: Boston-Newton, MA to Seattle-Tacoma, WA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Boston-Cambridge-Newton, MA-NH to Seattle-Tacoma-Bellevue, WA.

Popular Corridors:
Equivalent Salary
$97,600
To maintain parity
Cost of Living Delta
-2.4%
Overall expenditure basket
Annual Tax Delta
+$4,780
State + local taxes
Annual 1BR Rent Delta
-$4,056
HUD Fair Market Rents
Net Annual Buffer
+$8,836/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Boston-Cambridge-Newton, MA-NH

COL 162.7
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,780
Local / City Tax $0
Net Annual Take-Home $74,400
HUD 1BR Fair Market Rent -$30,216
Discretionary Cash Flow $44,184
Target Market
Destination Location

Seattle-Tacoma-Bellevue, WA

COL 158.8
Gross Parity Income $97,600
Federal Income Tax -$12,642
FICA (SS & Medicare) -$7,466
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $77,492
HUD 1BR Fair Market Rent -$26,160
Discretionary Cash Flow $51,332

EPI family budgets put living costs 2.4% lower in Seattle-Tacoma-Bellevue, WA than in Boston-Cambridge-Newton, MA-NH, so $100,000 in Boston goes about as far as $97,600 in Seattle. HUD's one-bedroom Fair Market Rent is $2,518 a month in Boston and $2,180 in Seattle, $4,056 a year less. On the same $100,000 salary a single filer pays $4,780 less a year in federal, state and local income tax and FICA in Seattle. Taxes and one-bedroom rent together leave you about $8,836 a year better off. The BLS median wage across all occupations is $66,620 in Boston and $72,610 in Seattle.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Boston-Cambridge-Newton (Monthly) Seattle-Tacoma-Bellevue (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,518$2,180-$338-13.4%
Food & Groceries$418$421+$3+0.7%
Transportation$1,080$1,020-$60-5.6%
Healthcare$413$398-$15-3.6%
Other Necessities$832$826-$6-0.7%
Total Taxes (Federal, State, Local, FICA)$2,133$1,735-$398-18.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$338/mo (-13.4%)
Boston-Cambridge-Newton: $2,518/mo Seattle-Tacoma-Bellevue: $2,180/mo
2-Bedroom Fair Market Rent -$459/mo (-15.3%)
Boston-Cambridge-Newton: $3,008/mo Seattle-Tacoma-Bellevue: $2,549/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$0.85/hr (-2.4%)
Boston-Cambridge-Newton: $35.97/hr Seattle-Tacoma-Bellevue: $35.12/hr
2 Adults + 1 Child (per earner) -$0.33/hr (-1.0%)
Boston-Cambridge-Newton: $31.43/hr Seattle-Tacoma-Bellevue: $31.10/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Boston-Cambridge-Newton Median Seattle-Tacoma-Bellevue Median Nominal Wage Delta Action
Software EngineerTechnologyTechnology$166,090$167,280+$1,190 (+0.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$106,180$128,260+$22,080 (+20.8%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$133,800$146,030+$12,230 (+9.1%)View Dossier
Accountant & AuditorFinanceFinance$100,150$99,370-$780 (-0.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$114,990$130,380+$15,390 (+13.4%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$135,640$126,340-$9,300 (-6.9%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$214,960$214,680-$280 (-0.1%)View Dossier
Financial ManagerFinanceFinance$209,780$185,550-$24,230 (-11.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$79,910$101,780+$21,870 (+27.4%)View Dossier
Financial AnalystFinanceFinance$117,520$124,790+$7,270 (+6.2%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$213,910$175,850-$38,060 (-17.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$206,610$184,320-$22,290 (-10.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Boston-Cambridge-Newton, MA-NH to Seattle-Tacoma-Bellevue, WA Relocation FAQs

About $97,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (162.7 in Boston-Cambridge-Newton, MA-NH, 158.8 in Seattle-Tacoma-Bellevue, WA, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Boston-Cambridge-Newton, MA-NH to Seattle-Tacoma-Bellevue, WA: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Seattle-Tacoma-Bellevue, WA to Boston-Cambridge-Newton, MA-NH
Relocation: Boston-Newton, MA to Seattle-Tacoma, WA Overview

Boston-Cambridge-Newton, MA-NH to Seattle-Tacoma-Bellevue, WA: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Boston-Newton, MA to Seattle-Tacoma, WA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Seattle-Tacoma-Bellevue, WA to match $100,000 in Boston-Cambridge-Newton, MA-NH?

About $97,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (162.7 in Boston-Cambridge-Newton, MA-NH, 158.8 in Seattle-Tacoma-Bellevue, WA, from EPI family budgets); taxes are compared separately below.

Is Seattle-Tacoma-Bellevue, WA cheaper than Boston-Cambridge-Newton, MA-NH?

EPI's family budgets for a single adult put overall living costs 2.4% lower in Seattle-Tacoma-Bellevue, WA than in Boston-Cambridge-Newton, MA-NH. The budgets cover housing, food, transportation, health care and other necessities.