2026 Relocation & Cost Arbitrage Engine

Relocation: Seattle-Tacoma, WA to Boston-Newton, MA

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Seattle-Tacoma-Bellevue, WA to Boston-Cambridge-Newton, MA-NH.

Popular Corridors:
Equivalent Salary
$102,400
To maintain parity
Cost of Living Delta
+2.4%
Overall expenditure basket
Annual Tax Delta
-$4,780
State + local taxes
Annual 1BR Rent Delta
+$4,056
HUD Fair Market Rents
Net Annual Buffer
-$8,836/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Seattle-Tacoma-Bellevue, WA

COL 158.8
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$26,160
Discretionary Cash Flow $53,020
Target Market
Destination Location

Boston-Cambridge-Newton, MA-NH

COL 162.7
Gross Parity Income $102,400
Federal Income Tax -$13,698
FICA (SS & Medicare) -$7,834
State Income Tax -$4,900
Local / City Tax $0
Net Annual Take-Home $75,968
HUD 1BR Fair Market Rent -$30,216
Discretionary Cash Flow $45,752

EPI family budgets put living costs 2.4% higher in Boston-Cambridge-Newton, MA-NH than in Seattle-Tacoma-Bellevue, WA, so $100,000 in Seattle goes about as far as $102,400 in Boston. HUD's one-bedroom Fair Market Rent is $2,180 a month in Seattle and $2,518 in Boston, $4,056 a year more. On the same $100,000 salary a single filer pays $4,780 more a year in federal, state and local income tax and FICA in Boston. Taxes and one-bedroom rent together leave you about $8,836 a year worse off. The BLS median wage across all occupations is $72,610 in Seattle and $66,620 in Boston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Seattle-Tacoma-Bellevue (Monthly) Boston-Cambridge-Newton (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,180$2,518+$338+15.5%
Food & Groceries$421$418-$3-0.7%
Transportation$1,020$1,080+$60+5.9%
Healthcare$398$413+$15+3.8%
Other Necessities$826$832+$6+0.7%
Total Taxes (Federal, State, Local, FICA)$1,735$2,133+$398+22.9%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$338/mo (15.5%)
Seattle-Tacoma-Bellevue: $2,180/mo Boston-Cambridge-Newton: $2,518/mo
2-Bedroom Fair Market Rent +$459/mo (18.0%)
Seattle-Tacoma-Bellevue: $2,549/mo Boston-Cambridge-Newton: $3,008/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$0.85/hr (2.4%)
Seattle-Tacoma-Bellevue: $35.12/hr Boston-Cambridge-Newton: $35.97/hr
2 Adults + 1 Child (per earner) +$0.33/hr (1.1%)
Seattle-Tacoma-Bellevue: $31.10/hr Boston-Cambridge-Newton: $31.43/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Seattle-Tacoma-Bellevue Median Boston-Cambridge-Newton Median Nominal Wage Delta Action
Software EngineerTechnologyTechnology$167,280$166,090-$1,190 (-0.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$128,260$106,180-$22,080 (-17.2%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$146,030$133,800-$12,230 (-8.4%)View Dossier
Accountant & AuditorFinanceFinance$99,370$100,150+$780 (+0.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$130,380$114,990-$15,390 (-11.8%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$126,340$135,640+$9,300 (+7.4%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$214,680$214,960+$280 (+0.1%)View Dossier
Financial ManagerFinanceFinance$185,550$209,780+$24,230 (+13.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$101,780$79,910-$21,870 (-21.5%)View Dossier
Financial AnalystFinanceFinance$124,790$117,520-$7,270 (-5.8%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$175,850$213,910+$38,060 (+21.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$184,320$206,610+$22,290 (+12.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Seattle-Tacoma-Bellevue, WA to Boston-Cambridge-Newton, MA-NH Relocation FAQs

About $102,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.8 in Seattle-Tacoma-Bellevue, WA, 162.7 in Boston-Cambridge-Newton, MA-NH, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Seattle-Tacoma-Bellevue, WA to Boston-Cambridge-Newton, MA-NH: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Boston-Cambridge-Newton, MA-NH to Seattle-Tacoma-Bellevue, WA
Relocation: Seattle-Tacoma, WA to Boston-Newton, MA Overview

Seattle-Tacoma-Bellevue, WA to Boston-Cambridge-Newton, MA-NH: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Seattle-Tacoma, WA to Boston-Newton, MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Boston-Cambridge-Newton, MA-NH to match $100,000 in Seattle-Tacoma-Bellevue, WA?

About $102,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.8 in Seattle-Tacoma-Bellevue, WA, 162.7 in Boston-Cambridge-Newton, MA-NH, from EPI family budgets); taxes are compared separately below.

Is Boston-Cambridge-Newton, MA-NH cheaper than Seattle-Tacoma-Bellevue, WA?

EPI's family budgets for a single adult put overall living costs 2.4% higher in Boston-Cambridge-Newton, MA-NH than in Seattle-Tacoma-Bellevue, WA. The budgets cover housing, food, transportation, health care and other necessities.