Relocation: Chicago-Naperville-Elgin, IL-IN to Rochester, MN
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from Chicago-Naperville-Elgin, IL-IN to Rochester, MN.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
Chicago-Naperville-Elgin, IL-IN
Rochester, MN
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | Chicago-Naperville-Elgin (Monthly) | Rochester (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $1,780 | $1,226 | -$554 | -31.1% |
| Food & Groceries | $385 | $371 | -$14 | -3.6% |
| Transportation | $947 | $1,121 | +$174 | +18.4% |
| Healthcare | $416 | $557 | +$141 | +33.9% |
| Other Necessities | $572 | $422 | -$150 | -26.2% |
| Total Taxes (Federal, State, Local, FICA) | $2,135 | $2,175 | +$40 | +1.9% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | Chicago-Naperville-Elgin Median | Rochester Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| General and Operations ManagersFinance & Management | Finance & Management | $109,390 | $85,650 | -$23,740 (-21.7%) | View Dossier |
| Registered Nurse (RN)Healthcare | Healthcare | $100,490 | $101,660 | +$1,170 (+1.2%) | View Dossier |
| Software EngineerTechnology | Technology | $134,380 | $134,450 | +$70 (+0.1%) | View Dossier |
| Accountant & AuditorFinance | Finance | $82,360 | $83,960 | +$1,600 (+1.9%) | View Dossier |
| Financial ManagerFinance | Finance | $168,810 | $158,570 | -$10,240 (-6.1%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $105,090 | $108,560 | +$3,470 (+3.3%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $158,690 | $127,500 | -$31,190 (-19.7%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $173,760 | $177,620 | +$3,860 (+2.2%) | View Dossier |
| Quality Control InspectorIndustrial Manufacturing | Industrial Manufacturing | $48,230 | $59,850 | +$11,620 (+24.1%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $105,320 | $106,270 | +$950 (+0.9%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $102,350 | $79,650 | -$22,700 (-22.2%) | View Dossier |
| Marketing ManagersFinance & Management | Finance & Management | $165,340 | $175,280 | +$9,940 (+6.0%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
Chicago-Naperville-Elgin, IL-IN to Rochester, MN Relocation FAQs
About $89,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 112.2 in Rochester, MN, from EPI family budgets); taxes are compared separately below.
Chicago-Naperville-Elgin, IL-IN to Rochester, MN: State Paychecks, Rents & Reciprocal Corridor
Chicago-Naperville-Elgin, IL-IN to Rochester, MN: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Chicago-Naperville-Elgin, IL-IN to Rochester, MN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
About $89,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.8 in Chicago-Naperville-Elgin, IL-IN, 112.2 in Rochester, MN, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 10.8% lower in Rochester, MN than in Chicago-Naperville-Elgin, IL-IN. The budgets cover housing, food, transportation, health care and other necessities.