2026 Relocation & Cost Arbitrage Engine

Relocation: Jacksonville, FL to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Jacksonville, FL to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$105,800
To maintain parity
Cost of Living Delta
+5.8%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
+$1,308
HUD Fair Market Rents
Net Annual Buffer
-$1,308/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Jacksonville, FL

COL 118.7
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$17,052
Discretionary Cash Flow $62,128
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $105,800
Federal Income Tax -$14,446
FICA (SS & Medicare) -$8,094
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $83,260
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $64,900

EPI family budgets put living costs 5.8% higher in Austin-Round Rock-San Marcos, TX than in Jacksonville, FL, so $100,000 in Jacksonville goes about as far as $105,800 in Austin. HUD's one-bedroom Fair Market Rent is $1,421 a month in Jacksonville and $1,530 in Austin, $1,308 a year more. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $1,308 a year worse off. The BLS median wage across all occupations is $48,830 in Jacksonville and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Jacksonville (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,421$1,530+$109+7.7%
Food & Groceries$372$334-$38-10.2%
Transportation$1,031$1,062+$31+3.0%
Healthcare$477$467-$10-2.1%
Other Necessities$544$585+$41+7.5%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$109/mo (7.7%)
Jacksonville: $1,421/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$123/mo (7.3%)
Jacksonville: $1,694/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$1.51/hr (5.8%)
Jacksonville: $26.26/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$0.99/hr (4.3%)
Jacksonville: $22.79/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Jacksonville Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$100,870$117,850+$16,980 (+16.8%)View Dossier
Software EngineerTechnologyTechnology$130,330$134,120+$3,790 (+2.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$83,520$97,890+$14,370 (+17.2%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$99,270$102,390+$3,120 (+3.1%)View Dossier
Accountant & AuditorFinanceFinance$79,960$83,120+$3,160 (+4.0%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$169,010$176,990+$7,980 (+4.7%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$133,460$151,760+$18,300 (+13.7%)View Dossier
ElectricianSkilled TradesSkilled Trades$58,280$60,390+$2,110 (+3.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$83,220$106,600+$23,380 (+28.1%)View Dossier
Financial ManagerFinanceFinance$138,780$167,180+$28,400 (+20.5%)View Dossier
Solutions ArchitectTechnologyTechnology$102,990$129,470+$26,480 (+25.7%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$156,950$164,920+$7,970 (+5.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Jacksonville, FL to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $105,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (118.7 in Jacksonville, FL, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Jacksonville, FL to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Jacksonville, FL
Relocation: Jacksonville, FL to Austin-Round Rock-San Marcos, TX Overview

Jacksonville, FL to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Jacksonville, FL?

About $105,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (118.7 in Jacksonville, FL, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Jacksonville, FL?

EPI's family budgets for a single adult put overall living costs 5.8% higher in Austin-Round Rock-San Marcos, TX than in Jacksonville, FL. The budgets cover housing, food, transportation, health care and other necessities.