2026 Relocation & Cost Arbitrage Engine

Relocation: Morristown, TN to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Morristown, TN to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$132,000
To maintain parity
Cost of Living Delta
+32.0%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
+$7,416
HUD Fair Market Rents
Net Annual Buffer
-$7,416/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Morristown, TN

COL 95.1
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$10,944
Discretionary Cash Flow $68,236
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $132,000
Federal Income Tax -$20,414
FICA (SS & Medicare) -$10,098
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $101,488
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $83,128

EPI family budgets put living costs 32.0% higher in Austin-Round Rock-San Marcos, TX than in Morristown, TN, so $100,000 in Morristown goes about as far as $132,000 in Austin. HUD's one-bedroom Fair Market Rent is $912 a month in Morristown and $1,530 in Austin, $7,416 a year more. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $7,416 a year worse off. The BLS median wage across all occupations is $44,280 in Morristown and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Morristown (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$912$1,530+$618+67.8%
Food & Groceries$343$334-$9-2.6%
Transportation$1,105$1,062-$43-3.9%
Healthcare$457$467+$10+2.2%
Other Necessities$361$585+$224+62.0%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$618/mo (67.8%)
Morristown: $912/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$664/mo (57.6%)
Morristown: $1,153/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$6.74/hr (32.0%)
Morristown: $21.03/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$5.75/hr (31.9%)
Morristown: $18.03/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Morristown Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$93,420$117,850+$24,430 (+26.2%)View Dossier
Software EngineerTechnologyTechnology$102,390$134,120+$31,730 (+31.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$75,680$97,890+$22,210 (+29.3%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$82,720$102,390+$19,670 (+23.8%)View Dossier
Accountant & AuditorFinanceFinance$72,810$83,120+$10,310 (+14.2%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$120,190$176,990+$56,800 (+47.3%)View Dossier
Solutions ArchitectTechnologyTechnology$67,260$129,470+$62,210 (+92.5%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$105,760$151,760+$46,000 (+43.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$57,170$60,390+$3,220 (+5.6%)View Dossier
Financial ManagerFinanceFinance$122,850$167,180+$44,330 (+36.1%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$129,010$164,920+$35,910 (+27.8%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$99,290$106,600+$7,310 (+7.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Morristown, TN to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $132,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (95.1 in Morristown, TN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Morristown, TN to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Morristown, TN
Relocation: Morristown, TN to Austin-Round Rock-San Marcos, TX Overview

Morristown, TN to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Morristown, TN?

About $132,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (95.1 in Morristown, TN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Morristown, TN?

EPI's family budgets for a single adult put overall living costs 32.0% higher in Austin-Round Rock-San Marcos, TX than in Morristown, TN. The budgets cover housing, food, transportation, health care and other necessities.