2026 Relocation & Cost Arbitrage Engine

Relocation: Oklahoma City, OK to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Oklahoma City, OK to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$124,900
To maintain parity
Cost of Living Delta
+24.9%
Overall expenditure basket
Annual Tax Delta
+$3,955
State + local taxes
Annual 1BR Rent Delta
+$5,880
HUD Fair Market Rents
Net Annual Buffer
-$1,926/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Oklahoma City, OK

COL 100.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,955
Local / City Tax $0
Net Annual Take-Home $75,226
HUD 1BR Fair Market Rent -$12,480
Discretionary Cash Flow $62,746
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $124,900
Federal Income Tax -$18,710
FICA (SS & Medicare) -$9,555
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $96,635
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $78,275

EPI family budgets put living costs 24.9% higher in Austin-Round Rock-San Marcos, TX than in Oklahoma City, OK, so $100,000 in Oklahoma City goes about as far as $124,900 in Austin. HUD's one-bedroom Fair Market Rent is $1,040 a month in Oklahoma City and $1,530 in Austin, $5,880 a year more. On the same $100,000 salary a single filer pays $3,955 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $1,926 a year worse off. The BLS median wage across all occupations is $47,230 in Oklahoma City and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Oklahoma City (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,040$1,530+$490+47.1%
Food & Groceries$349$334-$15-4.3%
Transportation$1,057$1,062+$5+0.5%
Healthcare$437$467+$30+6.9%
Other Necessities$383$585+$202+52.7%
Total Taxes (Federal, State, Local, FICA)$2,065$1,735-$330-16.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$490/mo (47.1%)
Oklahoma City: $1,040/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$553/mo (43.8%)
Oklahoma City: $1,264/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$5.53/hr (24.9%)
Oklahoma City: $22.24/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$2.88/hr (13.8%)
Oklahoma City: $20.90/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Oklahoma City Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$97,110$117,850+$20,740 (+21.4%)View Dossier
Software EngineerTechnologyTechnology$122,390$134,120+$11,730 (+9.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$82,920$97,890+$14,970 (+18.1%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$85,400$102,390+$16,990 (+19.9%)View Dossier
Accountant & AuditorFinanceFinance$77,280$83,120+$5,840 (+7.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$137,940$176,990+$39,050 (+28.3%)View Dossier
Solutions ArchitectTechnologyTechnology$104,060$129,470+$25,410 (+24.4%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$127,110$151,760+$24,650 (+19.4%)View Dossier
ElectricianSkilled TradesSkilled Trades$61,010$60,390-$620 (-1.0%)View Dossier
Financial ManagerFinanceFinance$131,540$167,180+$35,640 (+27.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$99,400$106,600+$7,200 (+7.2%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$130,510$164,920+$34,410 (+26.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Oklahoma City, OK to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $124,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (100.6 in Oklahoma City, OK, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Oklahoma City, OK to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Oklahoma City, OK
Relocation: Oklahoma City, OK to Austin-Round Rock-San Marcos, TX Overview

Oklahoma City, OK to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Oklahoma City, OK?

About $124,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (100.6 in Oklahoma City, OK, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Oklahoma City, OK?

EPI's family budgets for a single adult put overall living costs 24.9% higher in Austin-Round Rock-San Marcos, TX than in Oklahoma City, OK. The budgets cover housing, food, transportation, health care and other necessities.