2026 Relocation & Cost Arbitrage Engine

Relocation: Pittsfield, MA to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Pittsfield, MA to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$111,400
To maintain parity
Cost of Living Delta
+11.4%
Overall expenditure basket
Annual Tax Delta
+$4,780
State + local taxes
Annual 1BR Rent Delta
+$2,472
HUD Fair Market Rents
Net Annual Buffer
+$2,308/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Pittsfield, MA

COL 112.7
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,780
Local / City Tax $0
Net Annual Take-Home $74,400
HUD 1BR Fair Market Rent -$15,888
Discretionary Cash Flow $58,512
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $111,400
Federal Income Tax -$15,678
FICA (SS & Medicare) -$8,522
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $87,200
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $68,840

EPI family budgets put living costs 11.4% higher in Austin-Round Rock-San Marcos, TX than in Pittsfield, MA, so $100,000 in Pittsfield goes about as far as $111,400 in Austin. HUD's one-bedroom Fair Market Rent is $1,324 a month in Pittsfield and $1,530 in Austin, $2,472 a year more. On the same $100,000 salary a single filer pays $4,780 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $2,308 a year better off. The BLS median wage across all occupations is $51,860 in Pittsfield and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Pittsfield (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,324$1,530+$206+15.6%
Food & Groceries$408$334-$74-18.1%
Transportation$1,082$1,062-$20-1.8%
Healthcare$429$467+$38+8.9%
Other Necessities$461$585+$124+26.9%
Total Taxes (Federal, State, Local, FICA)$2,133$1,735-$398-18.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$206/mo (15.6%)
Pittsfield: $1,324/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$113/mo (6.6%)
Pittsfield: $1,704/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.84/hr (11.4%)
Pittsfield: $24.93/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$0.54/hr (-2.2%)
Pittsfield: $24.32/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Pittsfield Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,210$117,850+$19,640 (+20.0%)View Dossier
Software EngineerTechnologyTechnology$154,860$134,120-$20,740 (-13.4%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$104,950$97,890-$7,060 (-6.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$104,640$102,390-$2,250 (-2.2%)View Dossier
Accountant & AuditorFinanceFinance$84,640$83,120-$1,520 (-1.8%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$177,960$176,990-$970 (-0.5%)View Dossier
Solutions ArchitectTechnologyTechnology$81,380$129,470+$48,090 (+59.1%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,320$151,760+$7,440 (+5.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$74,780$60,390-$14,390 (-19.2%)View Dossier
Financial ManagerFinanceFinance$161,980$167,180+$5,200 (+3.2%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$171,620$164,920-$6,700 (-3.9%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$125,010$106,600-$18,410 (-14.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Pittsfield, MA to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $111,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (112.7 in Pittsfield, MA, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Pittsfield, MA to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Pittsfield, MA
Relocation: Pittsfield, MA to Austin-Round Rock-San Marcos, TX Overview

Pittsfield, MA to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Pittsfield, MA?

About $111,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (112.7 in Pittsfield, MA, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Pittsfield, MA?

EPI's family budgets for a single adult put overall living costs 11.4% higher in Austin-Round Rock-San Marcos, TX than in Pittsfield, MA. The budgets cover housing, food, transportation, health care and other necessities.