2026 Relocation & Cost Arbitrage Engine

Relocation: York-Hanover, PA to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from York-Hanover, PA to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$118,500
To maintain parity
Cost of Living Delta
+18.5%
Overall expenditure basket
Annual Tax Delta
+$4,372
State + local taxes
Annual 1BR Rent Delta
+$5,856
HUD Fair Market Rents
Net Annual Buffer
-$1,484/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

York-Hanover, PA

COL 106.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,070
Local / City Tax -$1,302
Net Annual Take-Home $74,808
HUD 1BR Fair Market Rent -$12,504
Discretionary Cash Flow $62,304
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $118,500
Federal Income Tax -$17,240
FICA (SS & Medicare) -$9,065
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $92,195
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $73,835

EPI family budgets put living costs 18.5% higher in Austin-Round Rock-San Marcos, TX than in York-Hanover, PA, so $100,000 in York goes about as far as $118,500 in Austin. HUD's one-bedroom Fair Market Rent is $1,042 a month in York and $1,530 in Austin, $5,856 a year more. On the same $100,000 salary a single filer pays $4,372 less a year in federal, state and local income tax and FICA in Austin. Taxes and one-bedroom rent together leave you about $1,484 a year worse off. The BLS median wage across all occupations is $48,170 in York and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category York-Hanover (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,042$1,530+$488+46.8%
Food & Groceries$346$334-$12-3.5%
Transportation$1,083$1,062-$21-1.9%
Healthcare$509$467-$42-8.3%
Other Necessities$403$585+$182+45.2%
Total Taxes (Federal, State, Local, FICA)$2,099$1,735-$364-17.3%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$488/mo (46.8%)
York-Hanover: $1,042/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$490/mo (36.9%)
York-Hanover: $1,327/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$4.34/hr (18.5%)
York-Hanover: $23.43/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$1.38/hr (6.2%)
York-Hanover: $22.40/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector York-Hanover Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$99,640$117,850+$18,210 (+18.3%)View Dossier
Software EngineerTechnologyTechnology$114,600$134,120+$19,520 (+17.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$96,210$97,890+$1,680 (+1.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$100,170$102,390+$2,220 (+2.2%)View Dossier
Accountant & AuditorFinanceFinance$75,160$83,120+$7,960 (+10.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$148,580$176,990+$28,410 (+19.1%)View Dossier
Solutions ArchitectTechnologyTechnology$125,050$129,470+$4,420 (+3.5%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$126,120$151,760+$25,640 (+20.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$65,370$60,390-$4,980 (-7.6%)View Dossier
Financial ManagerFinanceFinance$133,030$167,180+$34,150 (+25.7%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$130,870$164,920+$34,050 (+26.0%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$104,770$106,600+$1,830 (+1.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

York-Hanover, PA to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $118,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (106.0 in York-Hanover, PA, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

York-Hanover, PA to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to York-Hanover, PA
Relocation: York-Hanover, PA to Austin-Round Rock-San Marcos, TX Overview

York-Hanover, PA to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in York-Hanover, PA?

About $118,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (106.0 in York-Hanover, PA, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than York-Hanover, PA?

EPI's family budgets for a single adult put overall living costs 18.5% higher in Austin-Round Rock-San Marcos, TX than in York-Hanover, PA. The budgets cover housing, food, transportation, health care and other necessities.