2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Jackson, TN

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Jackson, TN.

Popular Corridors:
Equivalent Salary
$77,300
To maintain parity
Cost of Living Delta
-22.7%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
-$5,748
HUD Fair Market Rents
Net Annual Buffer
+$5,748/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Jackson, TN

COL 97.1
Gross Parity Income $77,300
Federal Income Tax -$8,176
FICA (SS & Medicare) -$5,913
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $63,211
HUD 1BR Fair Market Rent -$12,612
Discretionary Cash Flow $50,599

EPI family budgets put living costs 22.7% lower in Jackson, TN than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $77,300 in Jackson. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,051 in Jackson, $5,748 a year less. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $5,748 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $44,790 in Jackson.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Jackson (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,051-$479-31.3%
Food & Groceries$334$354+$20+6.0%
Transportation$1,062$1,089+$27+2.5%
Healthcare$467$484+$17+3.6%
Other Necessities$585$373-$212-36.2%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$479/mo (-31.3%)
Austin-Round Rock-San Marcos: $1,530/mo Jackson: $1,051/mo
2-Bedroom Fair Market Rent -$442/mo (-24.3%)
Austin-Round Rock-San Marcos: $1,817/mo Jackson: $1,375/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$6.29/hr (-22.7%)
Austin-Round Rock-San Marcos: $27.77/hr Jackson: $21.48/hr
2 Adults + 1 Child (per earner) -$4.19/hr (-17.6%)
Austin-Round Rock-San Marcos: $23.78/hr Jackson: $19.59/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Jackson Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$98,040-$19,810 (-16.8%)View Dossier
Software EngineerTechnologyTechnology$134,120$96,540-$37,580 (-28.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$75,610-$22,280 (-22.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$81,450-$20,940 (-20.5%)View Dossier
Accountant & AuditorFinanceFinance$83,120$71,980-$11,140 (-13.4%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$130,280-$46,710 (-26.4%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$72,090-$57,380 (-44.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$134,810-$16,950 (-11.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$60,360-$30 (-0.0%)View Dossier
Financial ManagerFinanceFinance$167,180$131,090-$36,090 (-21.6%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$121,910-$43,010 (-26.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$80,790-$25,810 (-24.2%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Jackson, TN Relocation FAQs

About $77,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 97.1 in Jackson, TN, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Jackson, TN: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Jackson, TN to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Jackson, TN Overview

Austin-Round Rock-San Marcos, TX to Jackson, TN: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Jackson, TN to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $77,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 97.1 in Jackson, TN, from EPI family budgets); taxes are compared separately below.

Is Jackson, TN cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 22.7% lower in Jackson, TN than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.