2026 Relocation & Cost Arbitrage Engine

Relocation: Jackson, TN to Austin-Round Rock-San Marcos, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Jackson, TN to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$129,300
To maintain parity
Cost of Living Delta
+29.3%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
+$5,748
HUD Fair Market Rents
Net Annual Buffer
-$5,748/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Jackson, TN

COL 97.1
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$12,612
Discretionary Cash Flow $66,568
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $129,300
Federal Income Tax -$19,766
FICA (SS & Medicare) -$9,891
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $99,643
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $81,283

EPI family budgets put living costs 29.3% higher in Austin-Round Rock-San Marcos, TX than in Jackson, TN, so $100,000 in Jackson goes about as far as $129,300 in Austin. HUD's one-bedroom Fair Market Rent is $1,051 a month in Jackson and $1,530 in Austin, $5,748 a year more. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $5,748 a year worse off. The BLS median wage across all occupations is $44,790 in Jackson and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Jackson (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,051$1,530+$479+45.6%
Food & Groceries$354$334-$20-5.6%
Transportation$1,089$1,062-$27-2.5%
Healthcare$484$467-$17-3.5%
Other Necessities$373$585+$212+56.8%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$479/mo (45.6%)
Jackson: $1,051/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent +$442/mo (32.1%)
Jackson: $1,375/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$6.29/hr (29.3%)
Jackson: $21.48/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) +$4.19/hr (21.4%)
Jackson: $19.59/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Jackson Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,040$117,850+$19,810 (+20.2%)View Dossier
Software EngineerTechnologyTechnology$96,540$134,120+$37,580 (+38.9%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$75,610$97,890+$22,280 (+29.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$81,450$102,390+$20,940 (+25.7%)View Dossier
Accountant & AuditorFinanceFinance$71,980$83,120+$11,140 (+15.5%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$130,280$176,990+$46,710 (+35.9%)View Dossier
Solutions ArchitectTechnologyTechnology$72,090$129,470+$57,380 (+79.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$134,810$151,760+$16,950 (+12.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,360$60,390+$30 (0.0%)View Dossier
Financial ManagerFinanceFinance$131,090$167,180+$36,090 (+27.5%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$121,910$164,920+$43,010 (+35.3%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$80,790$106,600+$25,810 (+31.9%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Jackson, TN to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $129,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (97.1 in Jackson, TN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Jackson, TN to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Jackson, TN
Relocation: Jackson, TN to Austin-Round Rock-San Marcos, TX Overview

Jackson, TN to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Jackson, TN?

About $129,300. That scales $100,000 by the ratio of the metros' cost-of-living indexes (97.1 in Jackson, TN, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Jackson, TN?

EPI's family budgets for a single adult put overall living costs 29.3% higher in Austin-Round Rock-San Marcos, TX than in Jackson, TN. The budgets cover housing, food, transportation, health care and other necessities.