2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock, TX to Miami Metro, FL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Miami-Fort Lauderdale-West Palm Beach, FL.

Popular Corridors:
Equivalent Salary
$104,800
To maintain parity
Cost of Living Delta
+4.8%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
+$7,092
HUD Fair Market Rents
Net Annual Buffer
-$7,092/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Miami-Fort Lauderdale-West Palm Beach, FL

COL 131.7
Gross Parity Income $104,800
Federal Income Tax -$14,226
FICA (SS & Medicare) -$8,017
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $82,557
HUD 1BR Fair Market Rent -$25,452
Discretionary Cash Flow $57,105

EPI family budgets put living costs 4.8% higher in Miami-Fort Lauderdale-West Palm Beach, FL than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $104,800 in Miami. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $2,121 in Miami, $7,092 a year more. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $7,092 a year worse off. The BLS median wage across all occupations is $56,950 in Austin and $48,640 in Miami.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Miami-Fort Lauderdale-West Palm Beach (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$2,121+$591+38.6%
Food & Groceries$334$395+$61+18.3%
Transportation$1,062$925-$137-12.9%
Healthcare$467$479+$12+2.6%
Other Necessities$585$654+$69+11.8%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$591/mo (38.6%)
Austin-Round Rock-San Marcos: $1,530/mo Miami-Fort Lauderdale-West Palm Beach: $2,121/mo
2-Bedroom Fair Market Rent +$747/mo (41.1%)
Austin-Round Rock-San Marcos: $1,817/mo Miami-Fort Lauderdale-West Palm Beach: $2,564/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$1.35/hr (4.9%)
Austin-Round Rock-San Marcos: $27.77/hr Miami-Fort Lauderdale-West Palm Beach: $29.12/hr
2 Adults + 1 Child (per earner) +$1.09/hr (4.6%)
Austin-Round Rock-San Marcos: $23.78/hr Miami-Fort Lauderdale-West Palm Beach: $24.87/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Miami-Fort Lauderdale-West Palm Beach Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$105,640-$12,210 (-10.4%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$91,380-$6,510 (-6.7%)View Dossier
Software EngineerTechnologyTechnology$134,120$132,650-$1,470 (-1.1%)View Dossier
Accountant & AuditorFinanceFinance$83,120$80,920-$2,200 (-2.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$98,720-$3,670 (-3.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$130,180-$21,580 (-14.2%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$94,290-$12,310 (-11.5%)View Dossier
Financial ManagerFinanceFinance$167,180$164,230-$2,950 (-1.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$58,630-$1,760 (-2.9%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$169,600-$7,390 (-4.2%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$126,110$128,770+$2,660 (+2.1%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$135,870-$29,050 (-17.6%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Miami-Fort Lauderdale-West Palm Beach, FL Relocation FAQs

About $104,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 131.7 in Miami-Fort Lauderdale-West Palm Beach, FL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Miami-Fort Lauderdale-West Palm Beach, FL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Miami-Fort Lauderdale-West Palm Beach, FL to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock, TX to Miami Metro, FL Overview

Austin-Round Rock-San Marcos, TX to Miami-Fort Lauderdale-West Palm Beach, FL: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs. Official 2026 economic data for Relocation: Austin-Round Rock, TX to Miami Metro, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Miami-Fort Lauderdale-West Palm Beach, FL to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $104,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 131.7 in Miami-Fort Lauderdale-West Palm Beach, FL, from EPI family budgets); taxes are compared separately below.

Is Miami-Fort Lauderdale-West Palm Beach, FL cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 4.8% higher in Miami-Fort Lauderdale-West Palm Beach, FL than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.