2026 Relocation & Cost Arbitrage Engine

Relocation: Miami Metro, FL to Austin-Round Rock, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Miami-Fort Lauderdale-West Palm Beach, FL to Austin-Round Rock-San Marcos, TX.

Popular Corridors:
Equivalent Salary
$95,400
To maintain parity
Cost of Living Delta
-4.6%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
-$7,092
HUD Fair Market Rents
Net Annual Buffer
+$7,092/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Miami-Fort Lauderdale-West Palm Beach, FL

COL 131.7
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$25,452
Discretionary Cash Flow $53,728
Target Market
Destination Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Parity Income $95,400
Federal Income Tax -$12,158
FICA (SS & Medicare) -$7,298
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $75,944
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $57,584

EPI family budgets put living costs 4.6% lower in Austin-Round Rock-San Marcos, TX than in Miami-Fort Lauderdale-West Palm Beach, FL, so $100,000 in Miami goes about as far as $95,400 in Austin. HUD's one-bedroom Fair Market Rent is $2,121 a month in Miami and $1,530 in Austin, $7,092 a year less. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $7,092 a year better off. The BLS median wage across all occupations is $48,640 in Miami and $56,950 in Austin.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Miami-Fort Lauderdale-West Palm Beach (Monthly) Austin-Round Rock-San Marcos (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,121$1,530-$591-27.9%
Food & Groceries$395$334-$61-15.4%
Transportation$925$1,062+$137+14.8%
Healthcare$479$467-$12-2.5%
Other Necessities$654$585-$69-10.6%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$591/mo (-27.9%)
Miami-Fort Lauderdale-West Palm Beach: $2,121/mo Austin-Round Rock-San Marcos: $1,530/mo
2-Bedroom Fair Market Rent -$747/mo (-29.1%)
Miami-Fort Lauderdale-West Palm Beach: $2,564/mo Austin-Round Rock-San Marcos: $1,817/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$1.35/hr (-4.6%)
Miami-Fort Lauderdale-West Palm Beach: $29.12/hr Austin-Round Rock-San Marcos: $27.77/hr
2 Adults + 1 Child (per earner) -$1.09/hr (-4.4%)
Miami-Fort Lauderdale-West Palm Beach: $24.87/hr Austin-Round Rock-San Marcos: $23.78/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Miami-Fort Lauderdale-West Palm Beach Median Austin-Round Rock-San Marcos Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$105,640$117,850+$12,210 (+11.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$91,380$97,890+$6,510 (+7.1%)View Dossier
Software EngineerTechnologyTechnology$132,650$134,120+$1,470 (+1.1%)View Dossier
Accountant & AuditorFinanceFinance$80,920$83,120+$2,200 (+2.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,720$102,390+$3,670 (+3.7%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$130,180$151,760+$21,580 (+16.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$94,290$106,600+$12,310 (+13.1%)View Dossier
Financial ManagerFinanceFinance$164,230$167,180+$2,950 (+1.8%)View Dossier
ElectricianSkilled TradesSkilled Trades$58,630$60,390+$1,760 (+3.0%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$169,600$176,990+$7,390 (+4.4%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$128,770$126,110-$2,660 (-2.1%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$135,870$164,920+$29,050 (+21.4%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Miami-Fort Lauderdale-West Palm Beach, FL to Austin-Round Rock-San Marcos, TX Relocation FAQs

About $95,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (131.7 in Miami-Fort Lauderdale-West Palm Beach, FL, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Miami-Fort Lauderdale-West Palm Beach, FL to Austin-Round Rock-San Marcos, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Austin-Round Rock-San Marcos, TX to Miami-Fort Lauderdale-West Palm Beach, FL
Relocation: Miami Metro, FL to Austin-Round Rock, TX Overview

Miami-Fort Lauderdale-West Palm Beach, FL to Austin-Round Rock-San Marcos, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs. Official 2026 economic data for Relocation: Miami Metro, FL to Austin-Round Rock, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Austin-Round Rock-San Marcos, TX to match $100,000 in Miami-Fort Lauderdale-West Palm Beach, FL?

About $95,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (131.7 in Miami-Fort Lauderdale-West Palm Beach, FL, 125.6 in Austin-Round Rock-San Marcos, TX, from EPI family budgets); taxes are compared separately below.

Is Austin-Round Rock-San Marcos, TX cheaper than Miami-Fort Lauderdale-West Palm Beach, FL?

EPI's family budgets for a single adult put overall living costs 4.6% lower in Austin-Round Rock-San Marcos, TX than in Miami-Fort Lauderdale-West Palm Beach, FL. The budgets cover housing, food, transportation, health care and other necessities.